Disclaimer

A personal loan is a medium term loan with a fixed interest rate that is repaid in equal monthly payments and it's usually limited to 24 months. Loan offers and eligibility depend on your individual credit profile. Our lenders can help you obtain as much as $5,000 depending on the lender, your state and your financial situation.

The owner and operator of businesssupportconnections.com is not a lender and is not involved into making credit decisions associated with lending or making loan offers. Instead, the website is designed only for a matching service, which enables the users contact with the lenders and third parties. The website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. All the data concerning personal loan products and the industry is presented on the website for information purposes only. Businesssupportconnections.com does not endorse any particular lender, nor does it represent or is responsible for the actions or inactions of the lenders. Businesssupportconnections.com does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Online personal loans are not available in all the states. Not all the lenders in the network can provide the loans up to $5,000. Businesssupportconnections.com cannot guarantee that the user of the website will be approved by any lender or for any loan product, will be matched with a lender, or if matched, will receive a personal loan offer on the terms requested in the online form. The lenders may need to perform credit check via one or more credit bureaus, including but not limited to major credit bureaus in order to determine credit reliability and the scopes of credit products to offer. The lenders in the network may need to perform additional verifications, including but not limited to social security number, driver license number, national ID or other identification documents. The terms and scopes of loan products vary from lender to lender and can depend on numerous factors, including but not limited to the state of residence and credit standing of the applicant, as well as the terms determined by each lender individu     

APR Representative

• APR (Annual Percentage Rate) is the loan rate calculated for the annual term. Since businesssupportconnections.com is not a lender and has no information regarding the terms and other details of personal loan products offered by lenders individually, businesssupportconnections.com cannot provide the exact APR charged for any loan product offered by the lenders. The APRs greatly vary from lender to lender, state to state and depend on numerous factors, including but not limited to the credit standing of an applicant. Additional charges associated with the loan offer, including but not limited to origination fees, late payment, non-payment charges and penalties, as well as non-financial actions, such as late payment reporting and debt collection actions, may be applied by the lenders. These financial and non-financial actions have nothing to do with businesssupportconnections.com, and businesssupportconnections.com has no information regaining whatsoever actions may be taken by the lenders. All the financial and non-financial charges and actions are to be disclosed in any particular loan agreement in a clear and transparent manner. The APR is calculated as the annual charge and is not a financial charge for a personal loan product. 

  Late Paymet Implications

It is highly recommended to contact the lender if late payment is expected or considered possible. In this case, late payment fees and charges may be implied. Federal and state regulations are determined for the cases of late payment and may vary from case to case. All the details concerning the procedures and costs associated with late payment are disclosed in loan agreement and should be reviewed prior to signing any related document. 

Non-Payment Implications

Financial and non-financial penalties may be implied in cases of non-payment or missed payment. Fees and other financial charges for late payment are to be disclosed in loan agreement. Additional actions related to non-payment, such as renewals, may be implied upon given consent. The terms of renewal are to be disclosed in each loan agreement individually. Additional charges and fees associated with renewal may be applied. 

Debt collection practices and other related procedures may be performed. All the actions related to these practices are adjusted to Fair Debt Collection Practices Act regulations and other applicable federal and state laws in order to protect consumers from unfair lending and negative borrowing experience. The majority of lenders do not refer to outside collection agencies and attempt to collect the debt via in-house means. 

Non-payment and late payment may have negative impact on the borrowers’ credit standing and downgrade their credit scores, as the lenders may report delinquency to credit bureaus, including but not limited to Equifax, Transunion, and Experian. In this case the results of non-payment and late payment may be recorded and remain in credit reports for the determined amount of time. 

  Consent for electronic signatures, records, disclosures, communications

It is important that you read and understand the information herein prior to submitting any information on the website or starting do business electronically. 

By giving your consent on the terms stated on the website and submitting your information via our online form, you agree that you have read this notice and understand how you can conduct transactions, communicate electronically and use the service on the website, request to be matched with a lender and further cooperate with loan providers online. Once you are matched with a lender, you will need to give your consent (e-consent) to use e-signatures, accept electronic recording, disclosures and e-communication in order to be provided with the services and products you have expressed your interest in. 

Hard Copies

  You can request disclosures and other legal notices to be printed for the records at no charge. This request should be sent directly to the concerning lender (entities can keep hard copy legal documents according to the terms and provisions of the applicable law). 

The Scope of Consent

All communications, including but not limited to online interactions via mobile phone, smart phone, tablets are considered electronic interaction. E-consent is applied when e-communication, including by the means stated above, takes place between you and a third party lender. The admission of e-consent implies that your information may be collected and processed electronically, transactions may be performed electronically, and documents may be signed and stored electronically. Additionally, your lender may send you electronic notifications, such as reports, disclosures, links to the other third party websites, links to the other lender’s websites and online services. 

Giving you e-consent you confirm that the e-communication mentioned above is considered of the same legal value as the communication by means of hard copy documentation. 

NB: Conducting business electronically implies that the parties involved are capable of going through processing with sufficient hardware and software facilities. Before deciding to give your e-consent you should check if your facilities fit the requirements for the transactions and operations you will need to perform electronically. These are the basic software and hardware requirements:

Software and hardware: A PC or MAC compatible computer or other device capable of accessing the Internet, e-mail account, Internet Browser software program that supports at least 128 bit encryption, such as Microsoft® Internet Explorer, Netscape® or Mozilla Firefox®, PDF file reader like Adobe® Acrobat Reader X ® or Foxit® etc. Take into consideration that different transactions may require additional facilities. You may need to contact you lender to get specifications on the facilities you may need.

Withdrawing Consent

Since your e-consent from our matching service and the processing of your information by our lenders is a one-time transaction, you cannot withdraw it. From the moment you are already matched with a third-party lender you can withdraw your consent from this lender at any time at no charge by sending the respective request. You should keep in mind that withdrawing your e-consent you can prevent the lender from providing you with a loan offer or credit product. You should also keep in mind that the legal effectiveness, validity, and enforceability of prior electronic disclosures will not be affected in case you request to withdraw your e-consent. You can contact your lender directly to find out more about.

Frequently Asked Questions

Welcome to businesssupportconnections.com board of frequently asked questions. Please, go through the main issues about short-term loans and the peculiarities of our service. If you will not find the answers to your questions regarding the use of the service or short-term loan industry in general, please, contact us to ask directly. Our expert team is happy to help you get along with short-term loans and understand how to make the best of this credit option and use it safely. 

What is a Personal Loan

A personal loan is a medium term loan with a fixed interest rate that is repaid in equal monthly payments and it's usually limited to 24 months. Loan offers and eligibility depend on your individual credit profile. Our lenders can help you obtain as much as $3,000 depending on the lender, your state and your financial situation.

What does one need to be approved

Qualification for personal loans is simple. Lenders need only basic information about applicants to decide if it is secure to provide credit or not.

1. one needs to be a legal USA resident of 18 years old or more;

2. one needs to provide valid contact details;

3. one needs to be legally employed and have steady income;

4. one needs to have an active bank account for direct deposit. 

It is possible that lenders will enquire more information about applicants (for example, to send pay stubs to prove income) individually. In this case, the procedures can take more time and involve additional procedures and paperwork (faxing or scanning).

Are the procedures safe?

When you make your request on businesssupportconnections.com, we collect your information to process it and find the right loan provider for you. We encrypt your data and use industry-leading technologies to make all the procedures secure and protect your privacy at high level. Please, find out more about the way we use your information on the [Privacy Policy] page.

How much time does it take?

This financial product is considered relatively fast, because most processing can be performed completely online, and this online search and match service works 24/7. It takes just minutes to fill out the form and request a loan, less than an hour to process request and connect a customer with a lender. As soon as the lender is able to make final decision to approve the borrower’s application, the lender provides loan agreement. All one needs to do is to familiarize with the offer and make credit decision. If one opts for rejecting the loan offer, one can simply ignore further procedures and repeat loan request if necessary. If accepted, the loan agreement should be e-signed. Usually, it takes just one business day to have money sent to the borrower’s account (in case direct deposit option is available). In most cases, borrowers can get their money in as soon as one business day. 

Can bad credit application be approved?

Some lenders in our network need to perform credit verifications with traditional credit bureaus, the others may just check if an applicant is not a bankrupt or has no outstanding debts with other lenders. In many cases bad credit or lack of credit will not impede applicants from being approved. Nevertheless, low credit score and insufficient credit information may influence the amount and terms of loan offers, provided by lenders.

Why does one need to contact a lender directly?

Businesssupportconnections.com works as a matching service, which enables users to access reputable lenders and get better loan options. We don’t have information regarding particular loan products or their terms. Nor do we make any credit decision. If the borrowers who used our service have issues regarding their loan contracts, they should contact their lenders directly. 

Why does one need to renew a loan?

Sometimes borrowers find it hard to repay their loans on time due to unforeseeable circumstances. In these cases, most lenders allow borrowers to renew their loans for additional interest added to the total. This option can be expensive, so we recommend contacting lenders before these circumstances take place to avoid additional payments and penalties. In addition, not all the states allow renewals. One should first check the status of online personal loans and applicable laws, which regulate personal loan lending in one’s state. Use the information on [Rates and Fees] page to find out more. 

What ha[ppens when one can't pay off on time or at all?

The cases of defaulted payment terms are explained in every loan agreement together with applicable penalties, additional fees, collection practices and other actions associated with delinquency. One should check these terms before signing agreement in the first place. All the lenders in our network adhere to the best practices in the industry, follow federal and state laws and promote responsible lending practices. All the lenders in our network operate within the stated limits. We encourage borrowers who anticipate delinquency or default payments contact corresponding lender as soon as possible.

How many loans can one take at a time?

The number of credit products taken simultaneously as well as the “cooling time” terms are determined by the laws of each state (if applicable). Additionally, every lender reserves the right to determine the maximum of simultaneous and/or consequent credit agreements within the limits of applicable laws. It’s recommended to inform a lender about current credit standing and the facts of defaulted loans before any agreement is signed. 

Marketing Practices.

While submitting your information during the registration on the website you agree with these Marketing Practices, the [Terms and Conditions of Use] and [Privacy Policy] on the website. You agree with the provisions of these documents and acknowledge that your registration is deemed as a request to get matched with one of third party lenders in our network. You also give you consent to receive marketing materials from businesssupportconnections.com, the lenders and financial service providers, as well as third party marketers businesssupportconnections.com partners with. Agreeing to these Marketing Practices, you confirm that you understand that any and all of the mentioned parties may attempt to provide you with the information about the other services and products related to the products you have expressed your interest in. You also consent that they can communicate with you for marketing purposes and provide assistance using different types of media, including but not limited to direct mail, email, and/or telephone, regardless of any Do-Not-Contact lists you may be on (communication is possible only with the contact data voluntarily provided by you). If you refuse to receive marketing products and/or be involved into any stated form of interaction, you may request removal from the lists via opt-out feature. Unsubscribing from the lists of the third parties must be processed by these third parties directly. Businesssupportconnections.com takes no responsibilities for stopping interaction with other sources not subjected to our control. In case you have questions or queries regarding the Marketing Practices, you can contact us via email at info@businesssupportconnections.com

Privacy Policy

Effective 01/24/2023

The Privacy Policy on Businesssupportconnections.com (hereinafter we, us, our, ours, Website, Site) is the formal document, which determines and explains how the information of the user (hereinafter User, Users, You, Your, Yours) is collected, stored, shared and used on the Website. This document was elaborated to make formal guarantee of the protection and security of the information provided on the Website.

This Privacy Policy determines the implication of the information, both personal and non-personal, used on the Website. If You have already shared Your information on the Website and want to eliminate Your details from any records associated with the Website under our regulation and control, You can contact us directly using the contact details we provide on the Website. 

The services provided on the Website can be used only by the legal residents of the United States over 18 years old. The operation of the Website is aligned with federal, state and local laws of the USA. Thus, once You willingly register on the Website by submitting Your information via the online form and accepting this Privacy Policy and the Website [Terms and Conditions of Use], You confirm that You understand that the use of the information You submit on the Site is governed by these documents. For this reason, You are encouraged to study these documents carefully prior to submitting Your information on the Website.

If You disagree with or misunderstand the clauses of the Terms and Conditions of Use and Privacy Policy of this Website and/or refuse to accept the provisions of the documents stated above, You should cease using the services of the Website and should not provide Your information and register on the Website via online form or in any other way submit and share Your information on the Website. If You have doubts regarding the use of the Website or its services, You can contact us via the details we provide on the Website. If You willingly refuse to use the Website, You should close this and other pages of this Website.